A small step to Union Bank is a large step towards your own home .
The decision to take a mortgage is one which will affect your financial planning for many years. In making such decisions it is important and advisable to seek the advice of an expert who is familiar with the market and skilled at matching the type and terms of the loan to future changes in variables such as income and expenses, and examining the various sources of finance which might become available to you in the future.
At Union Bank, we structure a unique mortgage for you personally. The possibility of combining a number of mortrgage plans will be examined, in order to spread the risks, according to your present and future financial ability, whilst taking account of the trends and yields in the interest and mortgage market.
We place at your disposal the rich knowledge and experience of our professional team of mortgage experts who will help you choose between the types of mortgage offered by the Bank. The team will act quickly and professionally to enable you to obtain the requisite finance. The mortgage plans and their terms and conditions are determined by professional mortgage consultants after examining the personal needs of the customer.
At Union Bank you can obtain a mortgage for the following purposes:
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Buying a new home;
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Buying a second-hand home;
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Home improvements;
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Buying a second home;
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Buying land for construction of a home and financing the construction;
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Mortgage for any purpose;
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Exclusive mortgages for foreign residents.
The 4 main steps to obtaining a mortgage:
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Submission of an application for a mortgage;
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Examination of the application by the Bank;
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Approval of the application and making the loan;
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Repayment of the loan and the monthly payments.
NB:
The aforegoing information does not affect the Bank’s exclusive right to act in any specific case as it shall deem fit. Only the loan agreement which is ultimately signed by the Bank and the customer will be binding on the parties.
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